Real-Time Payment Platforms and Stablecoins Are a Natural Fit, Says Ivy CEO
July 2, 2025
Berlin-based fintech startup Ivy has expanded its always-on transaction network to support Circle’s (NASDAQ: CIRCL) dollar-pegged USDC and euro-pegged EURC stablecoins. The integration enables crypto businesses, payment service providers (PSPs), and e-commerce merchants to:
- Execute instant bank payments
- Settle funds to local collection accounts across Europe in multiple currencies
- Seamlessly convert fiat to stablecoins
👉 Explore how Ivy’s API transforms cross-border settlements
Key Features of the Integration
- 24/7 Settlement Layer: Clients can mint/burn USDC/EURC directly from fiat via Ivy’s round-the-clock infrastructure.
- Multi-Currency Support: Reduces friction in EUR/USD conversions for European merchants.
- Enterprise-Grade Liquidity: Leverages Circle’s $30B+ USDC market cap and regulatory compliance.
Ferdinand Dabitz, Ivy’s CEO, emphasized:
"Real-time payment systems and stablecoins belong together. With native USDC/EURC support, our clients bypass traditional banking delays."
Circle’s Strategic Push Into Global Payments
Following its 2025 U.S. IPO, Circle has prioritized:
| Initiative | Description |
|---------------------|--------------------------------------------|
| Circle Payments Network (CPN) | Launched in April 2025 for remittances and B2B transactions |
| EURC Expansion | Dominates euro-denominated stablecoin market |
👉 Why USDC is the preferred stablecoin for institutions
FAQ
Q: How does Ivy’s stablecoin integration benefit e-commerce?
A: Merchants avoid FX delays—sales settle as USDC/EURC in minutes, convertible to local fiat.
Q: Is USDC safer than other stablecoins?
A: Yes. Circle maintains 1:1 reserves audited monthly (vs. Tether’s quarterly attestations).
Q: What’s the fee structure for EURC conversions?
A: Ivy charges 0.1% per transaction, undercutting traditional PSPs by ~70%.