What Is Collateral Coin Setting?
In cross-currency margin mode, your unified margin account (referred to as "the account") allows you to enable collateralization of specific crypto assets as margin. Collateralized coins are discounted based on their respective discount rates and converted into USD value, which contributes to the account’s effective margin. This margin supports:
- Spot trading
- Leverage, futures, and options trading (both isolated and unified margin modes)
All enabled collateral coins share trading risks and collectively provide margin for positions across the account. The collateral setting feature lets you customize which coins participate in risk-sharing, enhancing strategic flexibility.
👉 View eligible collateral coins & discount rates
Trading Scope After Disabling Collateral
- Disabled coins are excluded from the account’s effective margin.
- Unified margin: Only available for spot trading.
- Isolated margin: Usable for leverage, futures, perpetual contracts, and options.
- Risk isolation: Disabled coins no longer provide margin for unified positions, and their price fluctuations won’t affect the account’s overall risk.
Use this feature to isolate specific coin risks in your asset management strategy.
Key Terms & Formulas
| Term | Definition | Formula | API Field |
|----------------|------------------------------------------------------------------------------------------|----------------------------------|-------------------------|
| Balance | Coin balance in the unified account | — | details.cashBal |
| Frozen Equity | Amount reserved for active orders (spot sell orders in unified + isolated margin orders) | Spot sell orders + isolated orders | details.frozenBal |
| Available Equity | Amount available for new orders | MAX(0, Balance – Frozen Equity) | details.availBal |
Trading Scope After Enabling Collateral
Enabled coins unlock full trading capabilities in both unified and isolated margin modes.
| Trading Type | Collateral Enabled | Collateral Disabled |
|----------------------------|-----------------------------|----------------------------|
| Spot (Unified) | ✅ Available | ✅ Available |
| Spot Margin (Unified) | ✅ Available | ❌ Unavailable |
| Unified Futures & Options | ✅ Available | ❌ Unavailable |
| Isolated Margin & Derivatives | ✅ Available | ✅ Available |
How to Configure Collateral Coins?
Prerequisites
- Available only in cross-currency margin mode.
- USDT is auto-enabled and cannot be disabled.
- Repay all outstanding loans for a coin before disabling its collateral.
- Close all positions and orders tied to the coin’s margin.
- If disabling collateral reduces effective margin below maintenance requirements, the action will be blocked.
- Lending collateral remains unaffected—this setting applies only to trading accounts.
Setup Methods
- Trade Page → Click Assets → Collateral Settings icon
- Assets Page → Trading Account → Toolbar Settings icon
- MM Panel (via top-right icon) → Navigate to Collateral Settings
FAQ
1. Why can’t I disable USDT collateral?
- USDT is the baseline collateral asset and mandatory for margin calculations.
2. How often can I update collateral settings?
- Changes apply instantly but require meeting risk checks (e.g., no active loans).
3. Do disabled coins earn interest?
- Yes, they remain eligible for savings products but won’t count toward margin.
4. Can I enable collateral mid-trade?
- No—adjust settings when no positions/orders depend on the coin.