Cryptocurrency exchange Crypto.com, in collaboration with Bread Financial and Comenity Capital Bank, is set to launch a groundbreaking crypto-earning credit card in summer 2025. The Crypto.com Visa Signature Card offers:
- $0 annual fee
- Up to 5% rewards paid in CRO (Cronos) cryptocurrency
- Tiered benefits based on CRO lockup requirements
This card will join a select group of crypto credit cards available in the market, combining seamless spending with crypto rewards.
Key Features of the Crypto.com Credit Card
Rewards Structure
Earn unlimited cashback in CRO across five tiers:
| Tier | Lockup Requirement | Rewards Rate |
|---------------|--------------------|--------------|
| Midnight | None | 1.5% |
| Ruby | $500 | 2% |
| Jade/Indigo | $5,000 | 3% |
| Icy/Rose | $50,000 | 4% |
| Obsidian | $500,000 | 5% |
👉 Discover how to maximize crypto rewards
Temporary Rewards Boost
Higher-tier users enjoy additional rewards for 12 months:
- Ruby/Jade: +0.5%
- Icy/Rose: +1%
- Obsidian: +1.5%
How to Use Crypto.com Card Rewards
- Rewards are deposited into the Crypto Wallet (via Crypto.com app).
CRO can be exchanged for:
- Other cryptocurrencies
- Stocks
- NFTs
- And more
👉 Learn about crypto wallet security
Application Process
- Apply through the Crypto.com app.
- Instant digital access via Apple Pay/Google Pay.
- Limited-time welcome bonus: $100–$5,000 CRO (varies by tier).
FAQ
❓ What is a CRO lockup?
A lockup period (365 days) restricts selling/trading CRO to qualify for higher rewards.
❓ Are there foreign transaction fees?
No—this card is ideal for international travel.
❓ How do I redeem CRO rewards?
Convert CRO in-app for crypto, stocks, or NFTs.
❓ Is this card available worldwide?
Currently launching in select markets (check Crypto.com for updates).
This innovative crypto credit card merges spending power with cryptocurrency growth potential, offering flexibility and high rewards for savvy users.