Storing your XRP in cold storage is one of the safest ways to protect your investment from online threats. This guide walks you through the entire process of sending XRP to your Ledger hardware wallet using Ledger Live, covering all the essential steps updated for 2025.
Why Use a Ledger Wallet for XRP?
- Enhanced Security: Keeps your XRP offline, away from exchange hacks.
- Full Control: You own the private keys—no third-party risks.
- Supports XRP Ledger: Fully compatible with Ripple’s network features.
Prerequisites
Before transferring XRP to your Ledger, ensure you have:
- A Ledger device (Nano S, Nano X, or newer models).
- Ledger Live installed on your computer or mobile device.
- The XRP app installed via Ledger Live’s Manager.
- XRP tokens on an exchange (e.g., Binance, Coinbase, or Kraken).
Step-by-Step: Sending XRP to Your Ledger Wallet
1. Set Up the XRP App on Ledger Live
- Open Ledger Live and navigate to Manager.
- Search for "XRP" and install the app.
- Connect your Ledger device and allow the app to run.
2. Find Your Ledger XRP Wallet Address
- In Ledger Live, go to Accounts > Add Account > Select XRP.
- Your XRP public address will display. Copy it carefully—this is where you’ll send funds.
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3. Initiate the Transfer from Your Exchange
- Log in to your exchange (e.g., Binance) and navigate to Withdraw XRP.
- Paste your Ledger XRP address.
- Destination Tag: Enter the tag provided by Ledger Live (if required by the exchange).
4. Confirm and Send
- Double-check the address, destination tag, and amount.
- Submit the transaction. XRP transfers typically take 2–5 minutes.
Understanding the Destination Tag
- Purpose: Acts like a bank reference number to route funds correctly.
- When to Use It: Mandatory for exchanges; optional for personal wallets.
- Pro Tip: Missing or incorrect tags may result in lost funds—always verify!
FAQs
How Long Does an XRP Transfer Take?
XRP transactions settle in seconds to minutes, faster than most blockchains.
What If My XRP Isn’t Showing in Ledger Live?
- Ensure the XRP app is open on your Ledger device.
- Check the transaction status on a block explorer like XRPScan.
Can I Recover XRP Sent Without a Tag?
Contact the exchange’s support immediately—recovery isn’t guaranteed.
Security Best Practices
- Test Transaction: Send a small amount first to confirm everything works.
- Phishing Alerts: Never enter your Ledger seed phrase online.
- Firmware Updates: Keep your Ledger device updated for the latest security patches.
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Final Thoughts
By following this guide, you’ve successfully moved your XRP into cold storage, significantly reducing exposure to exchange-related risks. For long-term holders, a Ledger wallet offers peace of mind alongside full control over your assets.